Let me tell you about one of my dreams—it looks like a whole lot of freedom. It looks like freedom from debt, freedom from time constraints, freedom to travel, freedom to create, freedom to spend time with family and friends. It feels a long way off, and is an uphill climb (sometimes requiring hiking poles, sometimes scrambling along cliffs, you know..) but I truly believe it is possible.
Now, let me tell you about reality. I don’t want to go into too many details, but the low down is that we have quite a bit of debt (outside of the cars and mortgage) that we are trying to pay off. Except…it’s not so easy. Just under a year ago, we started really budgeting. I’m talking a full-on spreadsheet, analyzing numbers, really getting into the guts of our debt and bills. Somehow, we were able to knock down some debt and save up money for a big trip in September. After I got this new job, I thought, “This is it—I’ll have a regular schedule, I’ll be making good money, be able to invest in a 401K, we’ll be paying down debt, etc.” I am doing all of those things, and it is great—but I swear the past 6-8 months have just been one hit after another. Whether it’s random towing, cars needing new tires, or unexpected medical expenses—I feel like we’re fighting one of those blow up clowns that bounces back and smacks you in the face every time you hit it.
It is VERY hard to stay positive, let me tell you. BUT…I have to keep reminding myself: a year or two ago, each of these hits would have sunk us. We can make it work. Just barely, but we can. And the other upside? Money is a fantastic motivator for making and selling jewelry in my spare time. So on that note…I’m going to turn on some Sex and The City and hit the bench. I have no idea what will get made, but I’m looking forward to sharing it with you! (P.S. Did you know I have a great selection of made-to-order items in my Etsy Shop? Check it out!)
What dream do you struggle with, but still work to achieve? Has it been worth it?
Is money a motivator for you to create? How so?